Use your credit card wisely

Think to purchase motorbike with credit cards.
The price of motorbike is RM10,000.00

The best combination of credit card as below:

RM5,000: Aeon Watami (earn RM150 cash back）
RM3,000: Alliance Bank You:nique (Rebates) (earn RM90 cash back + RM150 cash back- welcome cash back）
RM1,500: Ambank Carz（earn welcome promotion cash back RM388 + event （T&C applies）T&G card - RM100)
RM 500: HLB Essential (earn RM5）

Total benefit：
Cash Back: RM783 （equal to 7.83%) + 5000 Aeon points + 12月0% Balance Transfer (monthly RM708.30) + RM100 T&G

PTPTN的偿还方式

阅读理财资讯时候，发现了一件事情，就是用信用卡来缴付PTPTN的贷款。
然而，这个方法需要去到特定的地方，才能够用这方法来偿还。

如果今天用Hong Leong Bank的Essential Card，就可以享受1%的无限回扣啦~
算一算，RM165,00，就可以省下RM165咯。虽然数目小，可是聚少成多就是大数目了。

下次会努力用这个方法了。哈哈……